Risk management isn't about eliminating risk all together. Even if you wanted to, it’s just not possible. The goal is to mitigate risk to acceptable levels that allow your business to function successfully without opening yourself up to unnecessary costs and liability.

Your employee benefits plan is more than benefits to help your employees. They are are also recruiting tools, retention tools, and a significant bridge between all levels or your company.

For this reason alone, you shouldn't take your benefits package lightly. It can mean the difference between an engaged, stable workforce, or a workforce that has to be re-staffed continuously or plagued with morale problems.

What goes through your mind when you consider business insurance? For most business owners, they are concerned if they have enough insurance, are paying the right price, what to do if they have to make a claim and if costs can be lowered.

You are in a constant battle for your employees every day. Notice the sentence said 'for' and not 'with' your employees. Your employees are valuable, you hired them after all, and your competition will see their value precisely as you did. They would love to have your best people on their payroll.

This is a guest post by Amanda Duff, Campus Recruiter for Lindsay & Brownell, LPP

Nonprofit organizations are stewards of public funds. This behooves officers and board members to be informed and educated regarding the rules for utilizing those funds, to maintain appropriate records, and to report to government agencies to demonstrate compliance.