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We serve you and your people, not insurance companies or shareholders.

About Our Agency - Smiling Colleagues Having Fun Together in Workplace at Office With Everyone Together in One Place

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Because what matters most deserves thoughtful consideration—explore insurance options shaped around you.

Breaking the broken insurance status quo.

The traditional insurance renewal model is broken, and many brokers are happy to keep it that way. At The Culture Insurance Group, we don’t just “shop quotes”—we dismantle the status quo.

Since 2017, we have been the antidote to the passive, transactional approach that drains mid-sized enterprises. We’re privately held, purpose-driven, with the owners and employees working for you every day, not focusing on maximizing short-term shareholder value.

The Culture Experience

Love
Others

Reject
Passivity

Our
Duty

Commit to Integrity

Pursue Excellence

Be
Kind

Celebrate Success

Have
Fun

Why we’re different.

While the industry clings to opaque “black box” renewals, we provide the transparency you need to form the right strategy. We align risk and employee benefits directly with your company’s DNA and long-term trajectory.

  • Aggressive Risk Management: We stop reacting to the market and start dictating terms.
  • Operational Integration: We turn your insurance program into a tool for growth, not a barrier to it.
  • Cultural ROI: We ensure your program actually supports your workplace culture instead of just checking a compliance box.

Stop treating insurance as an inevitable loss. It’s time to activate your program for long-term stability and operational excellence.

We answer to you, not insurance companies or shareholders. It’s time to take a fresh look.

Find Your Coverage

We’re here to help you explore your coverage options.

Start a Conversation

Meet the Team

The people behind the mission.

Get to Know Us

Contact The Culture Insurance Group

Our ​Escondido, CA Office

1026 West El Norte Parkway
Suite 132
​Escondido, CA 92026

 
Email Us

We Are Independent - Couple of Friends Walking, Hiking on Mountain and Travel for Fitness, Adventure or Journey in Nature for Wellness
The Culture Insurance Group - Logo 800

Guided by Our Purpose

The Culture Insurance Group supports organizations seeking clarity and structure within their insurance programs. Our approach connects risk planning, employee benefits, and workplace culture in meaningful ways.

8

Years in Business

Proudly serving growth-minded clients across the country and internationally.

Employee Benefits

Business Insurance

Insurance by Industry

What Sets Us Apart

Experience

Our insurance team has decades of experience in insurance, human resources, and payroll, and serves as your advisor from selecting coverage through filing a claim.

Independence

As an independent insurance agency, we aren’t beholden to the whims of shareholders that seek profit not aligned with your interests.

Service

Our team isn’t just a bunch of order takers. Our team knows the ins and outs of insurance so that you don’t have to.

Community

Fulfilling our commitment to service is about more than writing checks. It’s about making an impact. We do that with the help of our family.
Partner-Safeco

The Culture Insurance Group is a proud member of Safeco Insurance and is licensed throughout CA, CO, HI, IL, IN, MD, MT, NV, OR, RI, SC, TN, TX, WV, and WI.

Let’s Get Started

  1. Step 1Let us know who you are.
  2. Step 2See if we’re a fit.
  3. Step 3Get the coverage you need.

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