No two companies are the same, but all have very real insurance needs.

The ​Culture Insurance Group takes a holistic approach to meet the needs of our clients. We help you leverage insurance to offer great benefits programs for your employees and manage the risks your company faces.

Love Others

We serve people.

Reject Passivity

Take the opportunity to make change or to help someone in need.

Accept Responsibility

Own your work.

Commit to Integrity

Especially when its hard.

Pursue Excellence

Learn and grow each day.

Be Kind

Treat others as if they were your closest friend.

Celebrate Success

Take the time to enjoy the wins along the way.

Have Fun

Insurance is boring if we let it be.

Nathan Craig, CHRS
President of Employee Benefits

Nathan, his wife and 5 kids live in San Diego and love hiking and rock climbing. He’s been in the industry for 11 years and believes we can always build a better culture.

Chad Vargo
President of Risk Management

Chad, his wife and 4 children live in Oceanside, CA. They love to spend quality time together, going to the beach and the mountains are their favorite places to go.  Chad has been in the industry since 2004. Chad Believes that by focusing on risk management strategies, you can improve company culture.

Andrew Uber, MBA
Managing Director

Andrew lives in Carlsbad with his wife and 4 children. He enjoys surfing in North County San Diego, mountain biking, and hanging out at the beach. Andrew brings years of experience in human resources and insurance solutions to the team.