Leverage our expertise to build a better company and minimize your insurance expense.
The Culture Insurance Group is agriculture's preferred partner for making sure farms and various growers are adequately insured against risks associated with their work.
We are specialists.
With access to exclusive programs designed for agriculture businesses, we are positioned to help you think strategically about your insurance needs.
We have a process.
Deeply rooted in real-world experience working with farmers and various growers, we have a defined process that will identify and mitigate risks.
We are invested.
The Culture Insurance Group is "all in". We are invested in each client, carefully measuring our success against their success over time.
Mitigating Risk Isn't Easy
When unexpected claims threatened to raise WCTG's rates, they knew they needed to take action.
- improve hiring practices
- create a stronger partnership with insurance carrier
- decrease insurance costs
Identifying where your company is the most at risk is our first priority.Our unique interview process and detailed risk assessment are focused on the areas of operations, human resources, hazards, and strategy. Identifying the the risk exposures you faces are vital to the future of your company.
The risks identified are analyzed in order to understand what makes them tick.Fully understanding the source of present risks is integral to being able to protect your business. Things like loss history, experience modification rating factors, financial data, and insurance policies vs. exposure are the keys to truly understanding what puts your company at risk.
We'll craft a strategy to put this information to use and find solutions.Utilizing the information in the analyses we pinpoint opportunities to mitigate future risks, allowing us to recommend a range of various solutions. From workplace safety programs to leadership development and employee training, we'll find what works for your team.
Putting strategies in place and making sure they work.A solid strategy leads to a detailed implementation plan with an owner and timeline. Regular reviews help determine a rational and timely implementation for all strategies so that the plan can actually be successful.
Monitoring what works and modifying what doesn't, so that you're always covered.Every year we will create a stewardship report that evaluates the services that were provided and the impact it had on your total cost of risks. This holistic approach will help you identify evolving risks, maintain effective risk management strategies, and track your results.
Get started by saying hello, we're eager to learn more about your business.